http://medicaleconomics.modernmedicine.com/memag/Personal+Finance/Article/list/25084 Advisers, cars, family, home, investing, retirement, taxes 2010-07-30T10:40:11Z http://medicaleconomics.modernmedicine.com/memag/Personal+Finances%3A+More+Financial+Advice/The-smart-way-to-give-to-your-Alma-Mater/ArticleStandard/Article/detail/382223?contextCategoryId=25084&ref=25 You want to give back, but don't know how to go about it? Here's help. 2006-11-03T05:00:00Z http://medicaleconomics.modernmedicine.com/memag/data/articlestandard/memag/432006/382223null XML http://www.modernmedicine.com/modernmedicine/Personal+Finances%3A+Family/Investment-Basics-Starting-a-college-fund/ArticleStandard/Article/detail/382221?contextCategoryId=25084&ref=25 Not counting on much financial aid? You won't need it with these saving strategies. 2006-11-03T05:00:00Z http://medicaleconomics.modernmedicine.com/memag/data/articlestandard/memag/432006/382221null XML http://www.modernmedicine.com/modernmedicine/Personal+Finances%3A+Advisers/The-150-best-financial-advisers-for-doctors-Our-ex/ArticleStandard/Article/detail/382225?contextCategoryId=25084&ref=25 Don't trust your nest egg to just anyone. These advisers have the expertise you deserve. 2006-11-03T05:00:00Z http://medicaleconomics.modernmedicine.com/memag/data/articlestandard/memag/432006/382225null XML http://www.modernmedicine.com/modernmedicine/Personal+Finances%3A+Retirement/Whats-threatening-your-retirement/ArticleStandard/Article/detail/379585?contextCategoryId=25084&ref=25 Your Money 2006-10-20T04:00:00Z http://medicaleconomics.modernmedicine.com/memag/data/articlestandard/memag/422006/379585null XML http://medicaleconomics.modernmedicine.com/memag/Investment+Basics/Investment-Basics-Maximize-your-401k/ArticleStandard/Article/detail/379589?contextCategoryId=25084&ref=25 Pump it up now and you can live on Easy Street during your golden years. 2006-10-20T04:00:00Z http://medicaleconomics.modernmedicine.com/memag/data/articlestandard/memag/422006/379589null XML http://medicaleconomics.modernmedicine.com/memag/Personal+Finances%3A+Cars/I-saw-Europe-in-my-brand-new-car/ArticleStandard/Article/detail/376058?contextCategoryId=25084&ref=25 The author got a break on his new Mercedes-Benz—plus he got to drive it around Europe before shipping it home. 2006-10-06T04:00:00Z http://medicaleconomics.modernmedicine.com/memag/data/articlestandard/memag/392006/376058null XML http://medicaleconomics.modernmedicine.com/memag/Personal+Finances%3A+Investing/Investment-Basics-Why-you-need-bonds/ArticleStandard/Article/detail/376059?contextCategoryId=25084&ref=25 Their predictability offers a needed balance to stock market volatility. 2006-10-06T04:00:00Z http://medicaleconomics.modernmedicine.com/memag/data/articlestandard/memag/392006/376059null XML http://medicaleconomics.modernmedicine.com/memag/Personal+Finances%3A+Investing/Where-to-earn-more-on-your-cash/ArticleStandard/Article/detail/370715?contextCategoryId=25084&ref=25 What to look for now in a high-yield savings or money-market account. 2006-09-15T04:00:00Z http://medicaleconomics.modernmedicine.com/memag/data/articlestandard/memag/372006/370715null XML http://medicaleconomics.modernmedicine.com/memag/Investment+Basics/Investment-Basics-How-and-why-to-buy-stocks/ArticleStandard/Article/detail/370385?contextCategoryId=25084&ref=25 Want to buy stocks but feel intimidated by Wall Street? Relax. Here's what you need to know to start making money. 2006-09-15T04:00:00Z http://medicaleconomics.modernmedicine.com/memag/data/articlestandard/memag/362006/370385null XML http://www.modernmedicine.com/modernmedicine/Medical+Economics/Things-to-consider-before-accepting-a-job-offer/ArticleStandard/Article/detail/644965?contextCategoryId=25084&ref=25 Get your questions answered on coding and billing skills, as well as what to consider before taking the job. 2009-12-04T05:00:00Z http://medicaleconomics.modernmedicine.com/memag/data/articlestandard/memag/492009/644965null XML http://www.modernmedicine.com/modernmedicine/Modern+Medicine+Now/When-does-converting-an-IRA-make-sense/ArticleStandard/Article/detail/644713?contextCategoryId=25084&ref=25 IRA conversion, practice buying considerations are addressed 2009-12-04T05:00:00Z http://medicaleconomics.modernmedicine.com/memag/data/articlestandard/memag/492009/644713null XML http://www.modernmedicine.com/modernmedicine/Medical+Economics/Disability-policy-cost-for-women-versus-men/ArticleStandard/Article/detail/643825?contextCategoryId=25084&ref=25 Disability insurance, disability policy cost and tax obligations while training overseas are all addressed 2009-11-20T05:00:00Z http://medicaleconomics.modernmedicine.com/memag/data/articlestandard/memag/482009/643825null XML http://www.modernmedicine.com/modernmedicine/Medical+Economics/Tax-obligations-while-traning-overseas/ArticleStandard/Article/detail/643842?contextCategoryId=25084&ref=25 Disability insurance, disability policy cost and tax obligations while training overseas are all addressed 2009-11-20T05:00:00Z http://medicaleconomics.modernmedicine.com/memag/data/articlestandard/memag/482009/643842null XML http://www.modernmedicine.com/modernmedicine/Medical+Economics/Slumping-home-prices-arent-always-bad-news/ArticleStandard/Article/detail/601934?contextCategoryId=25084&ref=25 Truly, this is a buyer's market--maybe the best of our lives. Several trends suggest that these are ideal circumstances for potential home buyers. 2009-06-19T04:00:00Z http://medicaleconomics.modernmedicine.com/memag/data/articlestandard/memag/232009/601934null HTML http://www.modernmedicine.com/modernmedicine/Medical+Economics/Not-a-first-time-homebuyer-You-can-still-save-8000/ArticleStandard/Article/detail/597523?contextCategoryId=25084&ref=25 The federal stimulus bill offers a tax credit of up to $8,000 for first-time homebuyers, but there are ways to take advantage of this new tax break even if you already own a home. 2009-05-22T04:00:00Z http://medicaleconomics.modernmedicine.com/memag/data/articlestandard/memag/202009/597523null HTML http://www.modernmedicine.com/modernmedicine/Modern+Medicine+Tips/Financial-survival-secrets-from-the-experts/ArticleStandard/Article/detail/564208?contextCategoryId=25084&ref=25 Medical Economics' 150 Best Financial Advisers for Doctors share quick tips for weathering today's economic turmoil. 2008-11-07T05:00:00Z http://medicaleconomics.modernmedicine.com/memag/data/articlestandard/memag/452008/564208null HTML http://www.modernmedicine.com/modernmedicine/Personal+Finances%3A+Investing/Buying-an-investment-from-your-practices-retiremen/ArticleStandard/Article/detail/532656?contextCategoryId=25084&ref=25 Can I buy an investment from my practice's defined-contribution plan rather than selling it to a third-party for what I feel is an undervalued price? 2008-08-01T04:00:00Z http://medicaleconomics.modernmedicine.com/memag/data/articlestandard/memag/312008/532656null XML http://www.modernmedicine.com/modernmedicine/Medical+Economics/Who-can-claim-a-parent-as-an-dependent/ArticleStandard/Article/detail/532657?contextCategoryId=25084&ref=25 Which sibling can claim a parent as an dependent? 2008-08-01T04:00:00Z http://medicaleconomics.modernmedicine.com/memag/data/articlestandard/memag/312008/532657null XML http://www.modernmedicine.com/modernmedicine/Medical+Economics/Contributing-to-a-spousal-IRA/ArticleStandard/Article/detail/532655?contextCategoryId=25084&ref=25 I'm covered by a retirement plan at work, but my husband isn't. What's the maximum deductible contribution we can make for him to a traditional IRA for 2008? 2008-08-01T04:00:00Z http://medicaleconomics.modernmedicine.com/memag/data/articlestandard/memag/312008/532655null XML http://www.modernmedicine.com/modernmedicine/Personal+Finances%3A+More+Financial+Advice/Making-a-charity-your-final-beneficiary/ArticleStandard/Article/detail/530037?contextCategoryId=25084&ref=25 I want to leave part of my estate to my favorite charity, but rather than give individual assets or specify an amount of cash, I'd like it to receive whatever is left over after my kids get their inheritances. Can I do that? 2008-07-18T04:00:00Z http://medicaleconomics.modernmedicine.com/memag/data/articlestandard/memag/292008/530037null XML http://www.modernmedicine.com/modernmedicine/Personal+Finances%3A+Investing/When-to-worry-about-a-bond-downgrade/ArticleStandard/Article/detail/530039?contextCategoryId=25084&ref=25 A 30-year corporate bond I own was rated AA when I bought it five years ago, but now I hear it may be downgraded to A. If that happens, how much will the price change affect the bond's market price? 2008-07-18T04:00:00Z http://medicaleconomics.modernmedicine.com/memag/data/articlestandard/memag/292008/530039null XML http://www.modernmedicine.com/modernmedicine/Personal+Finances%3A+Investing/Dont-panic-in-a-down-market/ArticleStandard/Article/detail/530040?contextCategoryId=25084&ref=25 The price of a stock I bought last month recently plunged 20 percent. I'm a new investor, and just thinking about this makes me anxious. What should I do? 2008-07-18T04:00:00Z http://medicaleconomics.modernmedicine.com/memag/data/articlestandard/memag/292008/530040null XML http://www.modernmedicine.com/modernmedicine/Money+Management+Q%26As/The-downside-of-debit-cards/ArticleStandard/Article/detail/525983?contextCategoryId=25084&ref=25 I don't like having credit card balances so I tend to use my debit card instead. But my daughter, who works at a bank, says credit cards offer more protection. Is she right? 2008-07-04T04:00:00Z http://medicaleconomics.modernmedicine.com/memag/data/articlestandard/memag/262008/525983null XML http://www.modernmedicine.com/modernmedicine/Money+Management+Q%26As/Buying-extra-time-for-charitable-gifts/ArticleStandard/Article/detail/525981?contextCategoryId=25084&ref=25 I want to give $10,000 or so to charity and claim the tax deduction for 2008, but I'd like to take my time evaluating potential recipients first. Is there any way for me to get credit for the donation now but make it later? 2008-07-04T04:00:00Z http://medicaleconomics.modernmedicine.com/memag/data/articlestandard/memag/262008/525981null XML http://www.modernmedicine.com/modernmedicine/News+You+Can+Use/Insurance-Dont-try-this-in-your-401k-plan/ArticleStandard/Article/detail/522074?contextCategoryId=25084&ref=25 A company told its employees they could use contributions to their 401(k) plan to pay for long-term-care insurance premiums. The IRS said this wouldn't work. 2008-06-20T04:00:00Z http://medicaleconomics.modernmedicine.com/memag/data/articlestandard/memag/232008/522074null XML http://www.modernmedicine.com/modernmedicine/Money+Management+Q%26As/How-a-two-part-relocation-affects-your-taxes/ArticleStandard/Article/detail/522089?contextCategoryId=25084&ref=25 I'll be moving across the country to take a new job, but my wife and daughter won't join me until my daughter finishes school next summer. Will this delay prevent us from deducting our moving expenses? 2008-06-20T04:00:00Z http://medicaleconomics.modernmedicine.com/memag/data/articlestandard/memag/232008/522089null XML http://www.modernmedicine.com/modernmedicine/Money+Management+Q%26As/When-a-stock-price-jump-is-a-sign-to-sell/ArticleStandard/Article/detail/522087?contextCategoryId=25084&ref=25 My shares in a technology stock have hovered near $7 per share for two years, but last week the price shot up to $12. I can't find any significant news to explain the jump, only some online chatter that one of the company's products could be marketed as an iPhone accessory. Should I sell my shares or wait to see whether this price rise is finally the start of a growth spurt? 2008-06-20T04:00:00Z http://medicaleconomics.modernmedicine.com/memag/data/articlestandard/memag/232008/522087null XML http://www.modernmedicine.com/modernmedicine/News+You+Can+Use/Investing-A-sign-of-a-market-rebound/ArticleStandard/Article/detail/522069?contextCategoryId=25084&ref=25 When the wealthy start plowing money into the stock market, maybe it's time for everyone else to take notice. 2008-06-20T04:00:00Z http://medicaleconomics.modernmedicine.com/memag/data/articlestandard/memag/232008/522069null XML http://www.modernmedicine.com/modernmedicine/News+You+Can+Use/Retirement-Older-workers-cling-to-their-health-cov/ArticleStandard/Article/detail/522071?contextCategoryId=25084&ref=25 Workers who are over 50 and don't expect to receive employer-provided healthcare benefits in retirement are more likely to choose the coverage rather than retire. 2008-06-20T04:00:00Z http://medicaleconomics.modernmedicine.com/memag/data/articlestandard/memag/232008/522071null XML http://www.modernmedicine.com/modernmedicine/Personal+Finances%3A+Investing/Your-Money-One-way-to-create-an-income-stream/ArticleStandard/Article/detail/522080?contextCategoryId=25084&ref=25 Dividend-paying stocks and funds 2008-06-20T04:00:00Z http://medicaleconomics.modernmedicine.com/memag/data/articlestandard/memag/232008/522080null XML http://www.modernmedicine.com/modernmedicine/Money+Management+Q%26As/Avoiding-tax-on-disability-benefits/ArticleStandard/Article/detail/522088?contextCategoryId=25084&ref=25 I have disability insurance through my employer and may soon have to file a claim. Will I owe tax on the proceeds? 2008-06-20T04:00:00Z http://medicaleconomics.modernmedicine.com/memag/data/articlestandard/memag/232008/522088null XML http://www.modernmedicine.com/modernmedicine/Money+Management+Q%26As/Does-a-mutual-fund-investor-need-two-families/ArticleStandard/Article/detail/522086?contextCategoryId=25084&ref=25 I've invested in three Vanguard mutual funds and see several more that I like, but should I put some cash in funds from another fund family to make sure I'm diversified enough? 2008-06-20T04:00:00Z http://medicaleconomics.modernmedicine.com/memag/data/articlestandard/memag/232008/522086null XML http://www.modernmedicine.com/modernmedicine/Money+Management+Q%26As/What-to-include-in-a-power-of-attorney/ArticleStandard/Article/detail/518793?contextCategoryId=25084&ref=25 I've decided to give my daughter financial power of attorney so she can handle my affairs if that ever becomes necessary, but how much power should I give her? 2008-06-06T04:00:00Z http://medicaleconomics.modernmedicine.com/memag/data/articlestandard/memag/212008/518793null XML http://www.modernmedicine.com/modernmedicine/Money+Management+Q%26As/The-right-yardstick-for-measuring-a-mutual-fund/ArticleStandard/Article/detail/518794?contextCategoryId=25084&ref=25 I have a balanced mutual fund that has been underperforming the S&P 500 index for a while now. Should I dump it? 2008-06-06T04:00:00Z http://medicaleconomics.modernmedicine.com/memag/data/articlestandard/memag/212008/518794null XML http://www.modernmedicine.com/modernmedicine/Money+Management+Q%26As/When-to-steer-clear-of-stock-funds/ArticleStandard/Article/detail/518797?contextCategoryId=25084&ref=25 I have $35,000 in a money-market mutual fund earmarked for a new car next year, but I'm tempted to shift the cash into a stock mutual fund that has been producing stellar returns. My friend has been investing in the fund for three years and hasn't lost money yet, so it seems like a safe way to boost my return. What do you think? 2008-06-06T04:00:00Z http://medicaleconomics.modernmedicine.com/memag/data/articlestandard/memag/212008/518797null XML http://www.modernmedicine.com/modernmedicine/Money+Management+Q%26As/Should-you-invest-after-a-stock-splits/ArticleStandard/Article/detail/518798?contextCategoryId=25084&ref=25 A stock I've considered investing in recently split 3 for 1. Does that mean this a good time to buy shares? 2008-06-06T04:00:00Z http://medicaleconomics.modernmedicine.com/memag/data/articlestandard/memag/212008/518798null XML http://www.modernmedicine.com/modernmedicine/Personal+Finances%3A+Investing/Make-money-investing-in-land/ArticleStandard/Article/detail/518787?contextCategoryId=25084&ref=25 With the stock market shaky, you can still make good money on undeveloped property, if you research carefully. 2008-06-06T04:00:00Z http://medicaleconomics.modernmedicine.com/memag/data/articlestandard/memag/212008/518787null XML http://www.modernmedicine.com/modernmedicine/Money+Management+Q%26As/Investment-guidance-for-a-401k-plan/ArticleStandard/Article/detail/518792?contextCategoryId=25084&ref=25 We'd like to hire an investment adviser to provide guidance to participants in our group practice's 401(k) plan. Is this allowed, and if so, must we monitor the advice given? 2008-06-06T04:00:00Z http://medicaleconomics.modernmedicine.com/memag/data/articlestandard/memag/212008/518792null XML http://www.modernmedicine.com/modernmedicine/Money+Management+Q%26As/Taxes-Donating-vacation-home-rental-for-charity/ArticleStandard/Article/detail/518796?contextCategoryId=25084&ref=25 I'm thinking about donating a week's use of my Florida vacation home to a local soup kitchen, which would auction it to raise funds. Since I normally rent out the home during that time of year, could I write off the amount that the high bidder pays as a charitable donation? 2008-06-06T04:00:00Z http://medicaleconomics.modernmedicine.com/memag/data/articlestandard/memag/212008/518796null XML http://www.modernmedicine.com/modernmedicine/Money+Management+Q%26As/When-you-refinance-a-mortgage-for-a-higher-amount/ArticleStandard/Article/detail/518791?contextCategoryId=25084&ref=25 My wife and I have a $200,000 mortgage on our home and would like to refinance it for $225,000 to pay off some other debts. Will we be able to deduct all the interest on the loan? 2008-06-06T04:00:00Z http://medicaleconomics.modernmedicine.com/memag/data/articlestandard/memag/212008/518791null XML http://www.modernmedicine.com/modernmedicine/Money+Management+Q%26As/When-company-financial-statements-include-a-going-/ArticleStandard/Article/detail/518795?contextCategoryId=25084&ref=25 A digital technology firm I invested in put out a press release saying that its financial statements include a "going concern qualification." What does that mean? 2008-06-06T04:00:00Z http://medicaleconomics.modernmedicine.com/memag/data/articlestandard/memag/212008/518795null XML http://www.modernmedicine.com/modernmedicine/Personal+Finances%3A+Family/How-529-funds-affect-financial-aid/ArticleStandard/Article/detail/516919?contextCategoryId=25084&ref=25 Our youngest son will start college next year and is eyeing a costly private school. Since we'll have two kids in college then, he'll probably apply for need-based financial aid. But some savings have been set aside for him in a 529 plan. Will that money affect his eligibility for aid? 2008-05-16T04:00:00Z http://medicaleconomics.modernmedicine.com/memag/data/articlestandard/memag/202008/516919null XML http://www.modernmedicine.com/modernmedicine/Personal+Finances%3A+Investing/Time-to-rethink-your-index-funds/ArticleStandard/Article/detail/516909?contextCategoryId=25084&ref=25 Should you buy actively-managed funds instead of index funds? 2008-05-16T04:00:00Z http://medicaleconomics.modernmedicine.com/memag/data/articlestandard/memag/202008/516909null XML http://www.modernmedicine.com/modernmedicine/Personal+Finances%3A+More+Financial+Advice/When-a-relative-lends-you-money/ArticleStandard/Article/detail/516918?contextCategoryId=25084&ref=25 I want to buy a second home but am short $50,000. My uncle has offered to lend me the money at a better rate than I can get from a bank. If I accept, will I be able to deduct the interest I pay him? 2008-05-16T04:00:00Z http://medicaleconomics.modernmedicine.com/memag/data/articlestandard/memag/202008/516918null XML http://www.modernmedicine.com/modernmedicine/Personal+Finances%3A+Investing/Why-stocks-dont-soar-on-earnings-estimates/ArticleStandard/Article/detail/516921?contextCategoryId=25084&ref=25 A few months ago I bought a stock that seemed very promising; several analysts had posted high earnings estimates for it. But the stock's price hasn't risen much since then. Why is that? 2008-05-16T04:00:00Z http://medicaleconomics.modernmedicine.com/memag/data/articlestandard/memag/202008/516921null XML http://www.modernmedicine.com/modernmedicine/Personal+Finances%3A+Taxes/Figuring-depreciation-on-a-rental-condo/ArticleStandard/Article/detail/516923?contextCategoryId=25084&ref=25 I recently read that depreciation on a residential condominium converted to a rental property is deductible, but how is the depreciation calculated? Should I base it on the property's current fair market value? 2008-05-16T04:00:00Z http://medicaleconomics.modernmedicine.com/memag/data/articlestandard/memag/202008/516923null XML http://www.modernmedicine.com/modernmedicine/Personal+Finances%3A+Home/Disclosing-defects-before-selling-a-home/ArticleStandard/Article/detail/516917?contextCategoryId=25084&ref=25 I've decided to sell my home, but my state has stringent laws requiring disclosure of defects. What's the best way to protect myself from potential liability for problems I may not even know about? 2008-05-16T04:00:00Z http://medicaleconomics.modernmedicine.com/memag/data/articlestandard/memag/202008/516917null XML http://www.modernmedicine.com/modernmedicine/Personal+Finances%3A+Taxes/Easier-filing-for-spouses-in-business/ArticleStandard/Article/detail/516920?contextCategoryId=25084&ref=25 I like making birdhouses and other decorative wood pieces, and my wife wants us to start a small side business selling them at craft shows. Would we have to file a separate partnership return to report our earnings? 2008-05-16T04:00:00Z http://medicaleconomics.modernmedicine.com/memag/data/articlestandard/memag/202008/516920null XML http://www.modernmedicine.com/modernmedicine/Personal+Finances%3A+More+Financial+Advice/Using-excess-HSA-funds-for-nonmedical-reasons/ArticleStandard/Article/detail/516922?contextCategoryId=25084&ref=25 I have a high-deductible health insurance plan and a health savings account containing $15,000, but soon I'll start a new job and will no longer need the HSA. What can I do with the remaining funds? 2008-05-16T04:00:00Z http://medicaleconomics.modernmedicine.com/memag/data/articlestandard/memag/202008/516922null XML http://www.modernmedicine.com/modernmedicine/Personal+Finances%3A+Investing/Look-to-this-business-model-when-judging-a-company/ArticleStandard/Article/detail/516924?contextCategoryId=25084&ref=25 Investment analysts often use the term "business model" when talking about companies. What does that encompass? 2008-05-16T04:00:00Z http://medicaleconomics.modernmedicine.com/memag/data/articlestandard/memag/202008/516924null XML http://www.modernmedicine.com/modernmedicine/Personal+Finances%3A+Investing/Checking-out-an-Internet-bank/ArticleStandard/Article/detail/512301?contextCategoryId=25084&ref=25 I may transfer some money to an Internet-only bank that's paying higher interest rates than my local banks. How can I find out if it's legitimate? 2008-05-02T04:00:00Z http://medicaleconomics.modernmedicine.com/memag/data/articlestandard/memag/172008/512301null XML http://www.modernmedicine.com/modernmedicine/Personal+Finances%3A+More+Financial+Advice/Authorized-versus-joint-credit-card-users/ArticleStandard/Article/detail/512303?contextCategoryId=25084&ref=25 If I make my wife an authorized user of a new credit card account I've opened, will the card appear on her credit record as well as mine? And would she legally be required to pay the bill if I can't? 2008-05-02T04:00:00Z http://medicaleconomics.modernmedicine.com/memag/data/articlestandard/memag/172008/512303null XML http://www.modernmedicine.com/modernmedicine/Personal+Finances%3A+Investing/Smart-financial-tips-from-top-advisers/ArticleStandard/Article/detail/512296?contextCategoryId=25084&ref=25 Expert financial advice boosted doctors' bottom lines—and might help you, too. 2008-05-02T04:00:00Z http://medicaleconomics.modernmedicine.com/memag/data/articlestandard/memag/172008/512296null XML http://www.modernmedicine.com/modernmedicine/Personal+Finances%3A+Investing/If-a-thief-invades-your-brokerage-account/ArticleStandard/Article/detail/512300?contextCategoryId=25084&ref=25 I have about $500,000 in an online account with a major brokerage house. What recourse do I have if an identity thief or hacker breaks into the brokerage's computer system and steals my money? A friend says I'm out of luck, but the brokerage must have some obligation to return the money, right? 2008-05-02T04:00:00Z http://medicaleconomics.modernmedicine.com/memag/data/articlestandard/memag/172008/512300null XML http://www.modernmedicine.com/modernmedicine/Personal+Finances%3A+Retirement/Rebalancing-a-401k-that-youve-ignored/ArticleStandard/Article/detail/512302?contextCategoryId=25084&ref=25 I began contributing to my employer's 401(k) plan years ago but haven't looked at it since, except to check the current balance. I know I should do more to make sure the plan's on target. What should I consider? 2008-05-02T04:00:00Z http://medicaleconomics.modernmedicine.com/memag/data/articlestandard/memag/172008/512302null XML http://www.modernmedicine.com/modernmedicine/Personal+Finances%3A+More+Financial+Advice/If-you-make-a-late-credit-card-payment/ArticleStandard/Article/detail/508936?contextCategoryId=25084&ref=25 I made one late credit card payment recently--my first ever--and now I'm worried about how it will affect my credit score. What can I do to prevent damage? 2008-04-18T04:00:00Z http://medicaleconomics.modernmedicine.com/memag/data/articlestandard/memag/152008/508936null XML http://www.modernmedicine.com/modernmedicine/Personal+Finances%3A+More+Financial+Advice/Your-Money-How-to-make-personal-spending-decisions/ArticleStandard/Article/detail/508931?contextCategoryId=25084&ref=25 Whether you have enough money may have less to do with how much you earn and more to do with how you decide to spend it. 2008-04-18T04:00:00Z http://medicaleconomics.modernmedicine.com/memag/data/articlestandard/memag/152008/508931null XML http://www.modernmedicine.com/modernmedicine/Personal+Finances%3A+Investing/Joint-ownership-of-investment-property-can-backfir/ArticleStandard/Article/detail/508934?contextCategoryId=25084&ref=25 My brother and I bought an investment property jointly years ago, before I married. If I die before he does, will my share of the property go to him or to my wife, who's my sole heir in my will? 2008-04-18T04:00:00Z http://medicaleconomics.modernmedicine.com/memag/data/articlestandard/memag/152008/508934null XML http://www.modernmedicine.com/modernmedicine/Personal+Finances%3A+Investing/When-an-index-fund-changes-managers/ArticleStandard/Article/detail/508933?contextCategoryId=25084&ref=25 The long-time lead manager of an S&P 500 index mutual fund I own shares in just left the fund, replaced by a relative rookie in the business. Should I worry? 2008-04-18T04:00:00Z http://medicaleconomics.modernmedicine.com/memag/data/articlestandard/memag/152008/508933null XML http://www.modernmedicine.com/modernmedicine/Personal+Finances%3A+Investing/Deciding-how-much-stock-to-own/ArticleStandard/Article/detail/508935?contextCategoryId=25084&ref=25 I've heard a good way to decide how much stock to own is to subtract my age from 100. Do you agree? 2008-04-18T04:00:00Z http://medicaleconomics.modernmedicine.com/memag/data/articlestandard/memag/152008/508935null XML http://www.modernmedicine.com/modernmedicine/Personal+Finances%3A+Cars/Taxes-Bigger-breaks-for-new-cars/ArticleStandard/Article/detail/508919?contextCategoryId=25084&ref=25 Buy new. When it comes to cars for your practice, that's the message to take away from President Bush's economic stimulus plan. 2008-04-18T04:00:00Z http://medicaleconomics.modernmedicine.com/memag/data/articlestandard/memag/152008/508919null XML http://www.modernmedicine.com/modernmedicine/Personal+Finances%3A+Family/How-to-compare-costs-for-529-plans/ArticleStandard/Article/detail/508937?contextCategoryId=25084&ref=25 I've decided to invest in a 529 savings plan for my son's education and have looked at plans from a few states, but they all seem to have different cost structures. Is there an easy way to compare plan costs? 2008-04-18T04:00:00Z http://medicaleconomics.modernmedicine.com/memag/data/articlestandard/memag/152008/508937null XML http://www.modernmedicine.com/modernmedicine/Personal+Finances%3A+Investing/Getting-discounts-on-mutual-fund-loads/ArticleStandard/Article/detail/505790?contextCategoryId=25084&ref=25 I may invest $20,000 in a mutual fund my son owns shares in. It charges a 4 percent load, but my son says I should talk to my broker to see if I'd qualify for a breakpoint. What's he talking about? 2008-04-04T04:00:00Z http://medicaleconomics.modernmedicine.com/memag/data/articlestandard/memag/132008/505790null XML http://www.modernmedicine.com/modernmedicine/Personal+Finances%3A+Investing/Avoid-this-wash-sale-rule-when-you-sell-shares/ArticleStandard/Article/detail/505789?contextCategoryId=25084&ref=25 Two weeks ago I sold shares of a stock at a loss, based on misinformation I had read on the Internet. Yesterday, after learning of the error, I bought back the shares. But a colleague says I can't claim the loss on my taxes. Why not? 2008-04-04T04:00:00Z http://medicaleconomics.modernmedicine.com/memag/data/articlestandard/memag/132008/505789null XML http://www.modernmedicine.com/modernmedicine/Medical+Economics/Taxes-Stimulus-rebates-on-their-way-soon/ArticleStandard/Article/detail/505778?contextCategoryId=25084&ref=25 Beginning in early May, taxpayers who filed a federal return will automatically receive a stimulus rebate thanks to the Economic Stimulus Act of 2008. 2008-04-04T04:00:00Z http://medicaleconomics.modernmedicine.com/memag/data/articlestandard/memag/132008/505778null XML http://www.modernmedicine.com/modernmedicine/Personal+Finances%3A+Family/Do-you-need-help-creating-a-will/ArticleStandard/Article/detail/505792?contextCategoryId=25084&ref=25 My wife and I are in our early 30s and don't have children or many valuable assets yet, but we know we should have wills anyway. Do we need to hire a lawyer? 2008-04-04T04:00:00Z http://medicaleconomics.modernmedicine.com/memag/data/articlestandard/memag/132008/505792null XML http://www.modernmedicine.com/modernmedicine/Personal+Finances%3A+Family/Minimizing-estate-tax-with-a-bypass-trust/ArticleStandard/Article/detail/501572?contextCategoryId=25084&ref=25 My estate is worth about $3 million now. I was planning to leave it all to my wife if I die before she does, since anything going to her will escape federal estate tax. Then she'd leave whatever remains to my son after her death. But a friend says the government will take more tax that way. Why? 2008-03-21T04:00:00Z http://medicaleconomics.modernmedicine.com/memag/data/articlestandard/memag/112008/501572null XML http://www.modernmedicine.com/modernmedicine/Personal+Finances%3A+Taxes/Giving-up-your-share-of-savings-bonds/ArticleStandard/Article/detail/501563?contextCategoryId=25084&ref=25 bought $10,000 worth of Series EE savings bonds several years ago and registered them jointly in my name and my son's. Now I'd like to give him full ownership. Can I do this by delivering the paper bonds to him and telling him that he's now the sole owner? 2008-03-21T04:00:00Z http://medicaleconomics.modernmedicine.com/memag/data/articlestandard/memag/112008/501563null XML http://www.modernmedicine.com/modernmedicine/Personal+Finances%3A+Investing/How-to-figure-your-investment-return/ArticleStandard/Article/detail/501564?contextCategoryId=25084&ref=25 I invested $10,000 in three stocks about a year ago. Is there an easy way to figure my return so far without investment tracking software? 2008-03-21T04:00:00Z http://medicaleconomics.modernmedicine.com/memag/data/articlestandard/memag/112008/501564null XML http://www.modernmedicine.com/modernmedicine/Personal+Finances%3A+Investing/Consider-wine-as-a-potential-investment/ArticleStandard/Article/detail/501552?contextCategoryId=25084&ref=25 If you love to impress your friends with a good bottle of cabernet sauvignon, you might like it as an investment, too. 2008-03-21T04:00:00Z http://medicaleconomics.modernmedicine.com/memag/data/articlestandard/memag/112008/501552null XML http://www.modernmedicine.com/modernmedicine/Personal+Finances%3A+Retirement/Dont-spring-this-early-IRA-distribution-trap/ArticleStandard/Article/detail/501570?contextCategoryId=25084&ref=25 I want to transfer IRA funds into a new IRA at another firm that offers more investment options. Does it matter that I'm only 54 and already withdrawing some money from the account? 2008-03-21T04:00:00Z http://medicaleconomics.modernmedicine.com/memag/data/articlestandard/memag/112008/501570null XML http://www.modernmedicine.com/modernmedicine/Personal+Finances%3A+Retirement/How-to-avoid-hidden-financial-mistakes/ArticleStandard/Article/detail/501546?contextCategoryId=25084&ref=25 The road to a comfortable retirement is bumpy enough without any of these setbacks getting in the way. 2008-03-21T04:00:00Z http://medicaleconomics.modernmedicine.com/memag/data/articlestandard/memag/112008/501546null XML http://www.modernmedicine.com/modernmedicine/Personal+Finances%3A+Taxes/A-new-tax-rule-for-property-donations/ArticleStandard/Article/detail/501562?contextCategoryId=25084&ref=25 In January, I gave a local art school a $10,000 painting that I'd owned for five years. The school plans to display it so students can use it for reference, and I expected to deduct the painting's full market value on my tax return this year. But an art dealer I know says I may not be able to if the school sells the painting. Is he right? 2008-03-21T04:00:00Z http://medicaleconomics.modernmedicine.com/memag/data/articlestandard/memag/112008/501562null XML http://www.modernmedicine.com/modernmedicine/Personal+Finances%3A+Taxes/When-you-can-deduct-worthless-shares/ArticleStandard/Article/detail/501561?contextCategoryId=25084&ref=25 I own shares in a company that recently filed for bankruptcy. Assuming the shares were worthless, I claimed a loss for them on my 2007 tax return. Now I've learned that the company is still doing business and its shares may have some minimal value. What should I do now? 2008-03-21T04:00:00Z http://medicaleconomics.modernmedicine.com/memag/data/articlestandard/memag/112008/501561null XML http://www.modernmedicine.com/modernmedicine/Personal+Finances%3A+Family/Choosing-the-right-life-insurance/ArticleStandard/Article/detail/501556?contextCategoryId=25084&ref=25 Protecting your family needn't be complicated or costly—if you know what to look for and what to avoid. 2008-03-21T04:00:00Z http://medicaleconomics.modernmedicine.com/memag/data/articlestandard/memag/112008/501556null XML http://www.modernmedicine.com/modernmedicine/Personal+Finances%3A+Investing/Is-your-cash-at-risk-in-money-market-funds/ArticleStandard/Article/detail/501571?contextCategoryId=25084&ref=25 I've always assumed that the $20,000 I have in a money market mutual fund can't drop in value, but lately I've heard talk that some funds are exposed to the subprime lending mess. Should I worry? 2008-03-21T04:00:00Z http://medicaleconomics.modernmedicine.com/memag/data/articlestandard/memag/112008/501571null XML http://www.modernmedicine.com/modernmedicine/Personal+Finances%3A+Family/Building-flexibility-into-a-trust/ArticleStandard/Article/detail/494115?contextCategoryId=25084&ref=25 I've set up an irrevocable trust at my bank and the assets will go to my two children after I die. But I'm worried that once I'm gone, the trust may become less effective if estate and tax laws change or the bank trustee does a lousy job. How can I prevent those possibilities? 2008-03-07T05:00:00Z http://medicaleconomics.modernmedicine.com/memag/data/articlestandard/memag/092008/494115null XML http://www.modernmedicine.com/modernmedicine/Personal+Finances%3A+Investing/Why-P-E-ratios-differ-for-the-same-stock/ArticleStandard/Article/detail/494113?contextCategoryId=25084&ref=25 I've noticed that a stock can have different price-earnings ratios depending on which sources I consult. Why is that? 2008-03-07T05:00:00Z http://medicaleconomics.modernmedicine.com/memag/data/articlestandard/memag/092008/494113null XML http://www.modernmedicine.com/modernmedicine/Personal+Finances%3A+Retirement/How-to-terminate-a-SEP-IRA/ArticleStandard/Article/detail/494112?contextCategoryId=25084&ref=25 My wife was advised to set up a Simplified Employee Pension (SEP-IRA) so she could set aside more annually than a traditional IRA would allow. Now she's earning only half as much and wants to switch to a regular IRA. How can she terminate the SEP? 2008-03-07T05:00:00Z http://medicaleconomics.modernmedicine.com/memag/data/articlestandard/memag/092008/494112null XML http://www.modernmedicine.com/modernmedicine/Personal+Finances%3A+More+Financial+Advice/Does-FDIC-insurance-cover-fraud/ArticleStandard/Article/detail/494114?contextCategoryId=25084&ref=25 Someone ripped a blank check out of my checkbook and wrote a $500 check against my account before I realized it. Will FDIC insurance cover my loss? 2008-03-07T05:00:00Z http://medicaleconomics.modernmedicine.com/memag/data/articlestandard/memag/092008/494114null XML http://www.modernmedicine.com/modernmedicine/Personal+Finances%3A+Home/Investor-News-The-great-mortgage-dilemma/ArticleStandard/Article/detail/494277?contextCategoryId=25084&ref=25 You've got some extra cash each month that you can't decide how to invest. Should you put it in the stock market, or use it to pay down your mortgage? 2008-03-05T05:00:00Z http://medicaleconomics.modernmedicine.com/memag/data/articlestandard/memag/092008/494277null HTML http://www.modernmedicine.com/modernmedicine/Personal+Finances%3A+Advisers/Your-Money-Question-Is-your-broker-churning-your-a/ArticleStandard/Article/detail/494269?contextCategoryId=25084&ref=25 Lately my broker has been recommending a lot of trading in my stock account, and I'm starting to wonder whether he's doing that to boost his commissions. How can I tell? 2008-03-05T05:00:00Z http://medicaleconomics.modernmedicine.com/memag/data/articlestandard/memag/092008/494269null HTML http://www.modernmedicine.com/modernmedicine/Personal+Finances%3A+Investing/From-the-Expert-Making-the-most-of-falling-interes/ArticleStandard/Article/detail/494253?contextCategoryId=25084&ref=25 Falling interest rates reduce your cost of borrowing and give you more opportunity to expand your medical practice. 2008-03-05T05:00:00Z http://medicaleconomics.modernmedicine.com/memag/data/articlestandard/memag/092008/494253null HTML http://www.modernmedicine.com/modernmedicine/Personal+Finances%3A+Retirement/Financial-News-Ready-for-retirement-Yoursquore-in-/ArticleStandard/Article/detail/494502?contextCategoryId=25084&ref=25 If you've been lax about saving for your golden years, figuring you'd make up ground as your income rises and your debt shrinks, here's some sobering news: More than four in 10 households are "at risk" for not being able to maintain their standard of living in retirement. 2008-03-05T05:00:00Z http://medicaleconomics.modernmedicine.com/memag/data/articlestandard/memag/092008/494502null HTML http://www.modernmedicine.com/modernmedicine/Personal+Finances%3A+Investing/Are-bond-ETFs-cheaper-than-funds/ArticleStandard/Article/detail/490686?contextCategoryId=25084&ref=25 Last year I sold shares of the Vanguard High-Yield Corporate Fund and reinvested the cash in Vanguard Total Bond Market Index Fund, which has an expense ratio of 0.20 percent. Now Vanguard is offering ETF shares for the latter fund, and those have an even lower expense ratio. Since minimizing expenses is a key way to boost fund returns, should I switch to the ETFs? 2008-02-15T05:00:00Z http://medicaleconomics.modernmedicine.com/memag/data/articlestandard/memag/072008/490686null XML http://www.modernmedicine.com/modernmedicine/Personal+Finances%3A+Family/When-you-cant-rely-on-a-divorce-decree/ArticleStandard/Article/detail/490690?contextCategoryId=25084&ref=25 I'm divorcing my husband, and our decree specifies that he'll get our home and will pay the remaining mortgage balance. He claims that this means I'm no longer legally obligated to make loan payments. Is he right? 2008-02-15T05:00:00Z http://medicaleconomics.modernmedicine.com/memag/data/articlestandard/memag/072008/490690null XML http://www.modernmedicine.com/modernmedicine/Personal+Finances%3A+Investing/The-wrong-time-to-buy-closed-end-shares/ArticleStandard/Article/detail/490689?contextCategoryId=25084&ref=25 My broker recommended shares of a new closed-end bond fund. It sounds like a good fund, but I hear that closed-end funds are traded and priced a bit differently than open-end ones. Can you explain? 2008-02-15T05:00:00Z http://medicaleconomics.modernmedicine.com/memag/data/articlestandard/memag/072008/490689null XML http://www.modernmedicine.com/modernmedicine/Personal+Finances%3A+Family/Personal-Finances-Can-you-live-on-one-income/ArticleStandard/Article/detail/490666?contextCategoryId=25084&ref=25 A worksheet to see if you have enough money to cover your expenses if you or your spouse quits the work world. 2008-02-15T05:00:00Z http://medicaleconomics.modernmedicine.com/memag/data/articlestandard/memag/072008/490666null XML http://www.modernmedicine.com/modernmedicine/Personal+Finances%3A+Investing/When-taking-more-investment-risk-makes-the-most-se/ArticleStandard/Article/detail/490687?contextCategoryId=25084&ref=25 I'm 30 and just starting to set aside money for retirement and other long-term goals. My father, who has a lot of investing experience, says I should buy mutual funds that invest in value and large-company stocks, the kinds that have done well for him. Does that strategy make sense for me, too? 2008-02-15T05:00:00Z http://medicaleconomics.modernmedicine.com/memag/data/articlestandard/memag/072008/490687null XML http://www.modernmedicine.com/modernmedicine/Personal+Finances%3A+Retirement/Fund-your-future-first/ArticleStandard/Article/detail/490678?contextCategoryId=25084&ref=25 Much as you love your kids, saving for college rather than retirement could be a big mistake. 2008-02-15T05:00:00Z http://medicaleconomics.modernmedicine.com/memag/data/articlestandard/memag/072008/490678null XML http://www.modernmedicine.com/modernmedicine/Personal+Finances%3A+Taxes/Claiming-water-damage-as-a-casualty-loss/ArticleStandard/Article/detail/491198?contextCategoryId=25084&ref=25 Water leaked through the windows in my finished basement, damaging the wallpaper, wallboard, and carpeting. Since my homeowners policy won't cover this, can I claim it as a casualty loss on my tax return? 2008-02-15T05:00:00Z http://medicaleconomics.modernmedicine.com/memag/data/articlestandard/memag/072008/491198null XML http://www.modernmedicine.com/modernmedicine/Personal+Finances%3A+Taxes/How-the-tax-law-treats-rental-condos/ArticleStandard/Article/detail/490688?contextCategoryId=25084&ref=25 I bought a house and plan to rent the condominium I'm now living in to a friend. Besides mortgage interest and property taxes, what costs can I deduct on my tax return next year? 2008-02-15T05:00:00Z http://medicaleconomics.modernmedicine.com/memag/data/articlestandard/memag/072008/490688null XML http://www.modernmedicine.com/modernmedicine/Personal+Finance/Money-Management-QampA/ArticleStandard/Article/detail/490683?contextCategoryId=25084&ref=25 To boost your credit, try this tool; The drawbacks of installment sales; Are bond ETFs cheaper than funds? When taking more risk makes the most sense; How the tax law treats rental condos; The wrong time to buy closed-end shares; When you can't rely on a divorce decree; When water damage is a casualty loss 2008-02-15T05:00:00Z http://medicaleconomics.modernmedicine.com/memag/data/articlestandard/memag/072008/490683null XML http://www.modernmedicine.com/modernmedicine/Personal+Finances%3A+Taxes/The-drawbacks-of-installment-sales/ArticleStandard/Article/detail/490685?contextCategoryId=25084&ref=25 An installment sale is one way to postpone some of the tax on a real estate gain. I like that idea, but what are the potential downsides? 2008-02-15T05:00:00Z http://medicaleconomics.modernmedicine.com/memag/data/articlestandard/memag/072008/490685null XML http://www.modernmedicine.com/modernmedicine/Your+2007+Taxes/Your-2007-Taxes-Your-toughest-tax-questions/ArticleStandard/Article/detail/486587?contextCategoryId=25084&ref=25 When family ties boost your tax bill; How to figure gift tax on stock shares; Cutting the tax when you sell property; What's taxable when you're executor; When a narrower scope makes tax sense; A way to invest in your child's home 2008-02-01T05:00:00Z http://medicaleconomics.modernmedicine.com/memag/data/articlestandard/memag/042008/486587null XML http://www.modernmedicine.com/modernmedicine/Personal+Finances%3A+Taxes/Your-2007-Taxes-Watch-out-for-the-AMT-trap/ArticleStandard/Article/detail/486586?contextCategoryId=25084&ref=25 The alternative minimum tax makes mincemeat of your deductions—and it's nabbing more and more professionals. 2008-02-01T05:00:00Z http://medicaleconomics.modernmedicine.com/memag/data/articlestandard/memag/042008/486586null XML http://www.modernmedicine.com/modernmedicine/Personal+Finance/Money-Management-QampA/ArticleStandard/Article/detail/483054?contextCategoryId=25084&ref=25 Buying stocks online; insurance for flood damage; investment assets 2008-01-18T05:00:00Z http://medicaleconomics.modernmedicine.com/memag/data/articlestandard/memag/022008/483054null XML http://www.modernmedicine.com/modernmedicine/Personal+Finances%3A+Investing/What-the-subprime-mess-means-to-you/ArticleStandard/Article/detail/483048?contextCategoryId=25084&ref=25 A quick review of the genesis of this financial crisis will help explain how you can avoid the growing snowball. 2008-01-18T05:00:00Z http://medicaleconomics.modernmedicine.com/memag/data/articlestandard/memag/022008/483048null XML http://www.modernmedicine.com/modernmedicine/Personal+Finances%3A+Investing/Profit-from-the-falling-dollar/ArticleStandard/Article/detail/476094?contextCategoryId=25084&ref=25 Your Money 2007-12-07T05:00:00Z http://medicaleconomics.modernmedicine.com/memag/data/articlestandard/memag/482007/476094null XML http://www.modernmedicine.com/modernmedicine/Personal+Finances%3A+Taxes/Last-minute-moves-to-trim-your-taxes/ArticleStandard/Article/detail/476099?contextCategoryId=25084&ref=25 Don't let these chances for big savings slip through your fingers. 2007-12-07T05:00:00Z http://medicaleconomics.modernmedicine.com/memag/data/articlestandard/memag/482007/476099null XML