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    A short-term route to long-term disaster for patients and physicians

    During his campaign, President Donald Trump vowed again and again to repeal and replace Obamacare.

    To date, he hasn’t gotten Congress to go along with fulfilling that major promise. Instead, the president has chipped away at the structure of the law from the Oval Office. That includes his latest effort to allow new “short-term, limited duration” health plans for patients.

    The only problem is that these plans are not short-term and not limited at all. In fact, they are a wolf in sheep’s clothing, promising a solution for escalating healthcare costs but with the potential to send prices skyrocketing due to sub-par medical coverage.

    A proposed HHS rule would allow plans of up to a year to provide coverage for those transitioning between healthcare plans, such as when someone changes jobs or takes time off from school. HHS claims this is “increasingly important” with premiums rising and Obamacare requiring everyone to have coverage (or at least it does until next year, when the requirement goes away).

    But as we’ve learned through the Obamacare insurance exchanges, individuals will often choose the cheapest plan thinking they will be without need for greater coverage on a year-by-year basis. That’s a risky gamble and a costly one for both consumers and the healthcare industry.


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