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Saving for the future and enjoying the present are two impulses that rarely go hand-in-hand. With Americans living longer, many worry that they may run out of money while still alive. Plan on averages, assumptions, and make a strategic plan in the years prior to retirement. Steven Podnos, MD, CFP offers advice on balancing saving for the future and paying for the present.
Your biggest risk and greatest exposure as a physician is in the area of professional services. But liability also can arise when it comes to the business side of a medical practice, however, and it is in this area where other types of coverage become highly important.